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Credit Card Debt Secrets

If you have credit card debt you cannot afford to pay, the first you must do is to educate yourself about the possibility of non payment. So, you can focus on paying your monthly essentials. There are legal ways you can deal with debt collectors and collection attorneys. They have difficulty actually documenting the credit card debt they say you owe. Read this article.

How to Eliminate Credit Card Debt You Cannot Afford to Pay

How to Legally Eliminate Credit Card Debt You Cannot Afford to Pay

Here is an experienced attorney explaining why some threats made by debt collectors are considered illegal under the FDCPA. Typically people cannot eliminate credit card debt they cannot afford to … [Read more...]

Filed Under: credit card debt solution, education

June 13, 2014 by Mel Thompson Leave a Comment

How Consumers Can Get Debt Collectors Off of Their Credit Report

How Consumers Can Get Debt Collectors Off of Their Credit Report

This 60 Minutes report -"Is your credit report accurate?" explains some of the problems with the three major credit reporting agencies. When consumers with credit card debt unpaid for over six … [Read more...]

Filed Under: education, eliminating credit card debt

March 26, 2014 by Mel Thompson Leave a Comment

Those with Unaffordable Credit Card Debt Are Better Off Responding to and Resisting Debt Collectors

Consumers with credit card debt they cannot afford to pay need to actively resist debt collectors, rather than passively wait with their heads in the sand for a credit card summons to arrive.  They … [Read more...]

Filed Under: credit card debt relief laws, education

March 26, 2014 by Mel Thompson Leave a Comment

Beware of the Debt Relief Industry’s Money Traps

Beware of the Debt Relief Industry’s Money Traps

Here is an interview in Michigan with a local attorney familiar with several debt relief scams. Beyond the blatant debt relief scams, most of the debt relief industry is trying to get you to … [Read more...]

Filed Under: credit card debt elimination, education

March 9, 2014 by Mel Thompson Leave a Comment

Educate Yourself about Unaffordable Credit Card Bank Debt and Eliminate Your Fears

If you have credit card debt you cannot afford to pay, you need to educate yourself.  Then you will realize your hopeless feelings were an emotional response to your fear of the unknown consequences … [Read more...]

Filed Under: credit card debt solutions, education

March 1, 2014 by Mel Thompson Leave a Comment

If You Cannot Afford an Attorney, Use These Guidelines to Prepare for a Credit Card Lawsuit

If You Cannot Afford an Attorney, Use These Guidelines to Prepare for a Credit Card Lawsuit

Is this your situation: you have unpaid credit card debt you cannot afford to pay; you have received, or are worried about receiving a credit card debt summons; and you think you cannot afford to pay … [Read more...]

Filed Under: Credit Card Debt Relief, education

September 23, 2013 by Mel Thompson Leave a Comment

Beware of a JDB Summons From Credit Card Debt Attorneys

The Weaknesses of Junk Debt Buyer Summonses from Collection Attorneys

Going back a few years ago junk debt buyers (JDBs) discovered they could successfully churn out large numbers of lawsuits based on their bulk purchases of credit card debt. They discovered that less … [Read more...]

Filed Under: education, eliminate credit card debt legally

September 14, 2013 by Mel Thompson 4 Comments

More Bank Credit Card Lawsuits Are Being Filed Today Than in the Past

More Bank Credit Card Lawsuits Are Being Filed Today Than in the Past

In the above  video the Los Angeles Time reports the California attorney general has sued J.P. Morgan Chase for furnishing phony credit card documents in credit card debt lawsuits it filed in … [Read more...]

Filed Under: education, getting rid of credit card debt

September 10, 2013 by Mel Thompson Leave a Comment

What to Do about Medical Debt

What to Do about Medical Debt

Frequently people in need of medical services, who do not have health insurance, or who have insufficient health insurance coverage, are forced to use their credit cards to pay for health care.   So … [Read more...]

Filed Under: education, Medical Debt

September 6, 2013 by Mel Thompson Leave a Comment

JP Morgan Chase Getting Spanked Again for Illegal Documentation

Banks and Junk Debt Buyers Cannot Document Their Credit Card Lawsuits.

Junk debt buyers Video The New York Times’ Joe Nocera’s column Why People Hate the Banks still has many pundits wondering why anyone who is confronted with a credit card lawsuit does not answer … [Read more...]

Filed Under: credit card debt relief laws, education

September 2, 2013 by Mel Thompson Leave a Comment

Learn How To Win Against Credit Card Debt Credit Lawyers

Learn How To Win Against Credit Card Debt Lawyers

When a debt collector attorney confronts you with a photocopy of your signed credit card application, a copy of a generic, unsigned credit card agreement and a few of your past credit card statements … [Read more...]

Filed Under: education, eliminate credit card debt legally

September 1, 2013 by Mel Thompson Leave a Comment

Try This Free Online Debt Reduction Calculator To Find Out How Badly In Debt You Are

Try This Free Online Debt Reduction Calculator To Find Out How Long Your Payments Will Last

To find out how badly in debt you are, use the debt reduction calculator below. It stores no personal information, but answers the question; how long it will take you to pay off your credit card … [Read more...]

Filed Under: credit card debt solution, Debt Calculator, education

August 31, 2013 by Mel Thompson Leave a Comment

How Credit Repair Can Work if You Stop Paying Your Credit Card Debt

If you are late with your credit card debt payments and therefore worried about your credit score, you should first check your credit scores with the three major credit reporting agencies. You will be … [Read more...]

Filed Under: Credit Card Debt Relief, education

August 9, 2013 by Mel Thompson Leave a Comment

Lack of Credit Card Debt Lawsuit “Proof” Is Now Similar to Mortgage “Robo-Signing”

Lack of Credit Card Debt Lawsuit “Proof” Is Now Similar to Mortgage “Robo-Signing”

Do you have a secret fear about being sued for credit card debt? Read on... A 2013 Reuters article featured on the Pittsburgh Tribune website reported a multi-state investigation by a group of … [Read more...]

Filed Under: education, eliminate credit card debt legally

March 12, 2013 by Mel Thompson Leave a Comment

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